Archives February 2026

Business Financing

We can work with businesses within any credit box, with very few industry restraints. Some of the top industries that we provide financing for here are 

Term Loans

Term 12-48 months – 

Average Gross Revenue of $25,000+ per month or $275,000 per year 

FICO Score 600+ (we do a soft pull) 

2 Years+ Time in Business 

Working Capital

– Term 12-24 months but are fully customizable. Terms can be lowered to as short as 6 months per client request

– Average Gross Revenue of $10,000+ per month or $120,000 per year 

– NO Minimum FICO 

– 6 months Time in Business 

Business Lines of Credit

– Term 6-36 months

– Average Gross Revenue of $25,000+ per month or $275,0000 per year 

– FICO Score 650+

DSCR

Qualify with Investor Cash Flow / DSCR on the subject
property

  • Non-Owner Occupied Only
  • No income or job verification
  • No Prepay Options available

BANK STATEMENTS

Qualify Self-Employed borrowers with 12 months bank statements in
lieu of tax returns. No 1040s, 1120s, K1s, or IRS transcripts

  • 12 or 24 Months
  • Self Employed and 1099 Borrowers
  • Max 90% LTV Purchase